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Yes, and the sooner
the better. Your real estate professional can help you with this, but
most insurance professionals have a lot of experience in working with
homeowners and can offer useful tips about homeownership, particularly
regarding home safety and keeping your premiums low.
Once you've found a home, work with
your insurance agent to develop a homeowner's policy that meets your
individual needs. You'll need to bring evidence of a fully-paid policy
for your mortgage lender when you come to closing. Make sure you take
this step with your insurance provider as early as possible; in many
locations you'll have trouble assuming title
if you don't have proper insurance in place. |